Blog Archives - James Tennell -Mortgage Loan Originator

0Shopping Cart

Purchase
Refinance
Loan Programs
Free Tools
Loan Process
- Required Documents
- Mortgage Calculator
Reviews
- Add Review
949-287-3219
Blog
👍 Apply Now
Menu Menu

REACHES 2,100 LOs

Hi, my name is James Tennell. I’m a Loan Officer with NEXA Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates and service with integrity.

Let’s get you started with a faster, easier, cheaper mortgage 👇
🏆 Home Purchase Qualifier 👍 Apply Now Free Guide to Home Buying 👍 Rate Checker

November 30, 2022/by James Tennell

https://www.jamestennell.com/wp-content/uploads/2022/12/16875461881952395340James-Tennell-IM-HIRING-DECEMBER-SIDER.jpg 1417 1417 James Tennell https://www.jamestennell.com/wp-content/uploads/layerslider/Why-Nexa-mobile/nexa-trans-white.png James Tennell2022-11-30 22:52:122022-12-05 22:54:10REACHES 2,100 LOs

2.1K LO´s

Blog, Mortgage, News

Hi, my name is James Tennell. I’m a Loan Officer with NEXA Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates and service with integrity.

Let’s get you started with a faster, easier, cheaper mortgage 👇
🏆 Home Purchase Qualifier 👍 Apply Now Free Guide to Home Buying 👍 Rate Checker

November 30, 2022/by James Tennell

https://www.jamestennell.com/wp-content/uploads/2022/12/285718853525020859James-Tennell-IM-HIRING-DECEMBER-SIDER.jpg 1417 1417 James Tennell https://www.jamestennell.com/wp-content/uploads/layerslider/Why-Nexa-mobile/nexa-trans-white.png James Tennell2022-11-30 22:49:362022-12-05 22:54:102.1K LO´s

CONVENTIONAL LOAN AT 580 FICO

Blog, Buying A Home, Mortgage, News

October 20, 2021/by James Tennell

https://www.jamestennell.com/wp-content/uploads/2021/10/580-mmmm-dupli.jpg 488 600 James Tennell https://www.jamestennell.com/wp-content/uploads/layerslider/Why-Nexa-mobile/nexa-trans-white.png James Tennell2021-10-20 03:30:242022-10-31 04:16:10CONVENTIONAL LOAN AT 580 FICO

Attention Single Family Home

Blog, Buying A Home, Mortgage, News

October 11, 2021/by James Tennell

https://www.jamestennell.com/wp-content/uploads/2021/10/F1-TO-DUPLI.jpg 486 600 James Tennell https://www.jamestennell.com/wp-content/uploads/layerslider/Why-Nexa-mobile/nexa-trans-white.png James Tennell2021-10-11 23:51:082022-10-31 04:16:11Attention Single Family Home

Resources

Loan Programs
Loan Process
Document Checklist
Blog
FREE Home Purchase Qualifier
How To Improve Your Credit Score

Step 1 of 17

State
State

Great, What is your maximum and minimum price range?*

What property types are you interested in?*
- single family home
- Multi-Family Home
- condominium
- Townhome
- Rental
- investment
- Vacation Home
- Vacant Land
- Mobile Home
- Manufactured Home
- Other

When should the homes have been built?*
- Any Year
- 2010-2020
- 2000-2009
- 1990-1999
- Before 1990

How many bedrooms?*
- 1+
- 2+
- 3+
- 4+
- 5+

How many bathrooms?*
- 1+
- 2+
- 3+
- 4+
- 5+

How many stories?*
- Any Number
- 1 Story
- 2 Stories
- 3 Stories
- 4 or More Stories
- Bi-level
- Tri-level

What type of garage?*
- Any Garage Type
- 1 Car Garage
- 2 Car Garage
- 3 Car Garage
- 4+ Car Garage

What lot size?*
- Any Lot Size
- City Lot / Condo
- 1/4 Acre
- 1/2 Acre
- 1 Acre
- 2-5 Acres
- 6-10 Acres
- 10+ Acres
- Unsure

What are your preferences?*
- None
- Nearby Good Schools
- Easy Freeway Access
- Large Backyard
- Laundry Room
- Pet Friendly
- Hardwood Floors
- Sauna
- Hot Tub
- Office / Den
- Covered Deck / Patio
- Central Air Conditioning
- Senior Living Community
- Swimming Pool
- Other

Have You Been Pre-qualified for a Loan?*
- Yes
- No

Are you working with a realtor?*
- Yes
- No

when are you planning to purchase?*
- 1-3 Months
- 4-6 Months
- 7-12 Months
- More Than 12 Months
- Not Planning to Purchase

What is your full name?*

What is your email address?*

What is your phone number?*

Where Should We Send You The Link To Attend The Live Info Session?

Banks Fight For Your Business
As brokers, we shop your scenario with 30+ lenders to get you the best rate.
No Lender Fees
We don't charge any lender fees, saving you on average $1,600 over retail banks.
Won't Impact Credit Score
We make sure the numbers work before running your credit.

Step 1 of 26

State
State

Great! What type of insurance are you looking for?*
- Homeowners - i own and need content coverage
- Condo - I own and need content coverage
- Townhome - I own and need content coverage
- Townhome - I own and need content coverage

Approximately what year was the property built?*
- 2010-2020
- 2000-2009
- 1990-1999
- before 1990

What type of property is it?*
- Single Family Home
- Apartment
- Duplex
- Condominium
- Townhome
- Manufactured/Mobile Home
- Other

What type of construction is the property?*
- Mostly Brick
- Mostly wood Frame
- Stucco
- Unsure
- Other

What type of roof?*
- Asphalt Shingle
- Wood Shingle
- Tile
- Unsure

how many stories?*
- 1 Story
- 2 Stories
- 3 Stories
- 4 or More Stories
- Bi-level
- Tri-level

how many bedrooms?*
- 1
- 2
- 3
- 4
- 5
- 6+

how many bathrooms?*
- 1
- 1.5
- 2
- 2.5
- 3
- 3.5
- 4+

What type of garage?*
- Attached - 1 Car
- Attached - 2 Car
- Attached - 3 Car
- Attached Carport
- Detached - 1 Car
- Detached - 2 Car
- Detached - 3 Car
- Detached Carport
- No Garage
- Other

What type of foundation?*
- Basement Fully Finished
- Basement Half Finished
- Basement Unfinished
- Crawlspace
- Slab
- Unsure
- Other

Approximately how many square feet?

What is the primary heating system?*
- Gas (forced air)
- Electric
- Hot Water/Steam Radiate
- Oil/Coal/Kerosene
- Propane
- Stove
- Unsure

Are there any potential discounts?*
- None
- Deadbolts
- Smoke Alarms
- Fire Extinguishers
- Nearby Fire Hydrant
- Manned Fire Station within 5 Miles

What type of fire alarm?*
- None
- Monitored
- Unmonitored
- Unsure

What type security system?*
- None
- Monitored
- Unmonitored
- Unsure

What is the municipal location?*
- Inside City Limits
- Outside City Limits
- Unsure

Are there any add-ons or improvements?*
- None
- Sump Pump
- Sauna
- Hot Tub
- Covered Deck/Patio
- Wood Burning Stove
- Central Air Conditioning
- In-Ground Swimming Pool (not fenced)
- In-Ground Swimming Pool (fenced)

Are there any past claims?*
- None
- Weather
- Theft
- Vandalism
- Water
- Fire
- Other

What kind of liability protection are you looking for?*
- $100,000
- $300,000 (most common)
- $500,000
- $1,000,000 (umbrella liability)
- $2,000,000 (umbrella liability)

What kind of deductible are your looking for?*
- 1 Percent
- 2 Percent
- $100
- $250
- $500
- $1000 (most common)
- $2,500

Home address*

City:*

What is your full name?*

What is your email address?*

What is your phone number?*

Where Should We Send You The Link To Attend The Live Info Session?

Banks Fight For Your Business
As brokers, we shop your scenario with 30+ lenders to get you the best rate.
No Lender Fees
We don't charge any lender fees, saving you on average $1,600 over retail banks.
Won't Impact Credit Score
We make sure the numbers work before running your credit.

Step 1 of 23

State
State

Great! Type of Property*
- single family home
- Multi-Family Home
- condominium
- Townhome

When was the home built?*
- 2010-2020
- 2000-2009
- 1990-1999
- Before 1990

What is the property used as?*
- A Primary Residence
- A Second / Vacation
- A Rental / Investment

how many bedrooms?*
- 1+
- 2+
- 3+
- 4+
- 5+

how many bathrooms?*
- 1+
- 2+
- 3+
- 4+
- 5+

What type of construction?*
- Mostly Brick
- Mostly wood Frame
- Stucco
- Unsure
- Other

What type of roof?*
- Asphalt Shingle
- Wood Shingle
- Tile
- Concrete
- Metal
- Unsure
- Other

How many stories?*
- 1 Story
- 1.5 Stories
- 2 Stories
- 3 Stories
- 4 or More Stories
- Bi-level
- Tri-level

what type of garage?*
- Attached - 1 Car
- Attached - 2 Car
- Attached - 3 Car
- Attached Carport
- Detached - 1 Car
- Detached - 2 Car
- Detached - 3 Car
- Detached Carport
- No Garage
- Other

how many square feet?*
min 500 and less max 10,000 and 10,000+

What is the lot size?*
- City Lot / Condo
- 1/4 Acre
- 1/2 Acre
- 1 Acre
- 2-5 Acres
- 6-10 Acres
- 10+ Acres
- Unsure

Do you have any upgrades?*
- None
- Sauna
- Hot Tub
- Office / Den
- Covered Deck / Patio
- Central Air Conditioning
- Senior Living Community
- Swimming Pool
- Other

What is the estimated property value?
- $80,000 or less
- $80,001 to $460,000
- $460,001 to $850,000
- $850,001 to $1,000,000
- $1,000,001 to $16,00,000
- $16,00,001 to $2,000,000
- over $2,000,000

Are there late payments?*
- None
- 1 Late Payment
- 2+ Late Payments

What is the listing status?*
- Not Listed
- Listed with Realtor
- For Sale by Owner

When are you planning to sell?*
- Not Selling
- 1-3 Months
- 4-6 Months
- 7-12 Months
- More Than 12 Months

What is the reason for the request?*
- Plan to sell
- Plan to Refinance
- Need Second Opinion
- Need Home Insurance
- Other

What is your home address?*

City*

What is your full name?*

What is your email address?*

What is your phone number?*

Quick Rate Check

Banks Fight For Your Business
As brokers, we shop your scenario with 30+ lenders to get you the best rate.
No Lender Fees
We don't charge any lender fees, saving you on average $1,600 over retail banks.
Won't Impact Credit Score
We make sure the numbers work before running your credit.

Step 1 of 5

20%

ZIP Code*

Are you refinancing or purchasing a home?*
- Home Purchase
- Home Refinance

Your Mortgage Statement*
Drop files here or

Accepted file types: jpg, gif, png, pdf, doc, docx, Max. file size: 12 MB, Max. files: 10.

What are your primary goals? (select all that apply)
- Lower My Monthly Payment
- Lower My Interest Rate
- Remove PMI (Private Mortgage Insurance)
- Payoff my home faster (reduce the loan term)
- Get Cash Out to Consolidate Debt
- Get Cash Out to Consolidate Debt
Let me know what are your primary goals for refinancing? Please select all that apply!

Name*
First Last
What is your email?*

What email address should we send your loan options to?
Mobile phone number*
Want us to text you your loan options instead of email so you can get it quicker?

Where Should We Send You The Link To Attend The Live Info Session?

Banks Fight For Your Business
As brokers, we shop your scenario with 30+ lenders to get you the best rate.
No Lender Fees
We don't charge any lender fees, saving you on average $1,600 over retail banks.
Won't Impact Credit Score
We make sure the numbers work before running your credit.

Step 1 of 3

33%

State
State

What type of loan do you need?*
- Home Purchase
- Home Refinance

What is your name?*
What is your email?*

What email address should we send your loan options to?
What is your Phone Number?*
Want us to text you your loan options instead of email so you can get it quicker?

Call Today! 949-287-3219

jtennell@nexamortgage.com

Step 1 of 16

State*
FREE Home Purchase Qualifier

Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

State

Great! What type of property are you purchasing?
What type of property are you purchasing?
- Single Family Home
- Townhome
- Condominium
- Multi Family Home
- Manufactured or Mobile Home

Estimate your credit score.
Estimate your credit score
- Excellent
- Good
- Fair
- Poor

Is this your first property purchase?
Is this your first property purchase?
- Yes
- No

What is your current property purchase situation?
What is your current property purchase situation?
- Signed a Purchase Agreement
- Offer Pending / Found Property
- Buying in 2-6 Months
- Researching Options

What is the purchase price of the new property?
What is the purchase price of the new property?

What is your estimated down payment?
What is your estimated down payment?
- 0%
- 1%
- 3%
- 3.5%
- 5%
- 10%
- 20%
- 25%+

What kind of rate do you prefer?
What kind of rate do you prefer?
- Adjustable
- Fixed

What is your gross annual household income?
What is your gross annual household income?

What is your employment status?
What is your employment status?
- Employed
- Not Employed
- Self Employed
- Military
- Other

Bankruptcy, short sale, or foreclosure in the last 3 years?
Bankruptcy, short sale, or foreclosure in the last 3 years?
- Yes
- No

Can you show proof of income?
Can you show proof of income?
- Yes
- No

Are you working with a real estate agent?
Are you working with a real estate agent?
- Yes
- No

What is your full name?
Name*

What is your email address?
Email*

What is your phone number?
Phone*

NMLS Consumer Look Up | NMLS 366059

Where Should We Send You The Link To Attend The Live Info Session?

NEXA’S GROWTH
Nexa Grew 926% in 2019 (went from 42 to 389 loan officers in 2019 and we just hit 500th LOs as February 28th 2020 ) 756 Los joined Nexa Mortgage till No
LOW INTEREST RATES.
NEXA offer super low interest rates Stop saying you sell service and not rates, when you and I both KNOW you can sell low rates AND service (processing, loan scenario, marketing, even AE’s and UW support from our top lenders ALL One Click away.
Additional Free MLOBOX
Grow your brand with MLOBOX.
✅ Your own branded Website.
✅ Your Own Graphic Designer Team!
✅ Personalized Businesss cards, Flyers & More..
Let's start your new journey

JOIN NEXA MORTGAGE

Resources

Tags